Document preparation

Tanesha Tomlinson's Mortgage Checklist

Answer a few quick questions and you'll see exactly which documents to gather. Print your list or bring it to your consultation — no application required.

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Tanesha Tomlinson's Mortgage Checklist

Your step-by-step guide toward buying your home

1. Loan type

ConventionalFHAVABusiness-purpose (DSCR, Bridge, etc.)

2. Employment

W-2 EmployedSelf-Employed

3. Other income

I receive other income I want to use

4. Assets & funds

Using retirement funds for down payment / reservesReceiving gift fundsI have large or unusual deposits in my bank statements

5. History

I've had a bankruptcyI'm divorced or in the process

Documents to gather

5 items based on your answers

Driver's License (Front & Back)
Last 30 Days of Pay Stubs
Two Years of W-2s
Two Years of Federal Tax Returns (all pages & schedules)
Two Months of Bank Statements (all pages)

Include every page, even if blank. Additional documents may be requested based on your scenario.

A note from Tanesha

Once you've gathered these documents, please upload them to the portal as soon as possible so we can get you pre-approved and into your new home ASAP. The faster I have your file, the faster we move.

Information and tools on this website are educational only and should not be considered individualized financial, legal, or tax advice. Estimates are not a pre-approval, loan approval, or commitment to lend. Mortgage approval, rates, APRs, payments, taxes, insurance, closing costs, and loan terms are subject to borrower qualifications, property information, applicable loan-program requirements, and underwriting. This website disclaimer does not replace Modus Mortgage's official disclosures.

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