Mortgage Tools
Mortgage Payment Calculator
Estimate your monthly payment including principal, interest, property taxes, homeowners insurance, PMI, and HOA. Adjust the numbers to see how each piece changes what you'd pay.
Your Numbers
= $80,000
20%+ down — no PMI
Estimated monthly payment
Loan amount: $320,000 · Down: $80,000
- Principal & interest$2,075.51
- Property taxes$400.00
- Homeowners insurance$150.00
- Mortgage insurance (PMI)$0.00
- HOA$0.00
Estimates only. Actual rate, APR, taxes, insurance, PMI, and approval depend on your full application — confirm with Tanesha before making decisions.
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Estimates shown are educational only and are not a pre-approval, an approval, or a commitment to lend. No guaranteed rates, savings, or outcomes. Please don't send Social Security numbers, bank account numbers, or tax documents through this site.
Information and tools on this website are educational only and should not be considered individualized financial, legal, or tax advice. Estimates are not a pre-approval, loan approval, or commitment to lend. Mortgage approval, rates, APRs, payments, taxes, insurance, closing costs, and loan terms are subject to borrower qualifications, property information, applicable loan-program requirements, and underwriting. This website disclaimer does not replace Modus Mortgage's official disclosures.